TuneIn Logo
Budgeting Basics: A Step-by-Step Guide to Financial Freedom-logo

Budgeting Basics: A Step-by-Step Guide to Financial Freedom

Qlyvon Tethix

Location:

United States

Description:

This audiobook is narrated by a digital voice. Building a strong financial foundation starts with smart budgeting. This audiobook offers practical strategies to assess your finances, set realistic goals, and create a sustainable budget that aligns with your priorities. From managing debt to growing your savings, you’ll learn how to take control of your money and work toward financial success. Whether you're new to budgeting or looking to improve your habits, this guide provides the tools and insights needed to stay on track. Get ready to transform your financial future with clear, actionable steps designed for real-life success. Duration - 1h 35m. Author - Qlyvon Tethix. Narrator - Digital Voice Mary G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Ana Maria T Collantes ©.

Language:

English

Premium Chapters
Premium
Chapter 1: Introduction 4
Chapter 1: Introduction 4
1/19/2025
- Introduction to the importance of budgeting 5
- Introduction to the importance of budgeting 5
1/19/2025
- Overview of how a personalized budgeting plan can help achieve financial goals 9
- Overview of how a personalized budgeting plan can help achieve financial goals 9
1/19/2025
Chapter 2: Understanding your financial situation 13
Chapter 2: Understanding your financial situation 13
1/19/2025
- Assessing income and expenses 14
- Assessing income and expenses 14
1/19/2025
- Identifying financial goals 18
- Identifying financial goals 18
1/19/2025
Chapter 3: Creating a personalized budget 22
Chapter 3: Creating a personalized budget 22
1/19/2025
- Setting up categories for income and expenses 23
- Setting up categories for income and expenses 23
1/19/2025
- Allocating funds for savings and emergency fund 28
- Allocating funds for savings and emergency fund 28
1/19/2025
Chapter 4: Tracking expenses 32
Chapter 4: Tracking expenses 32
1/19/2025
- Using software or apps for tracking expenses 33
- Using software or apps for tracking expenses 33
1/19/2025
- Monitoring spending habits and identifying areas for improvement 38
- Monitoring spending habits and identifying areas for improvement 38
1/19/2025
Chapter 5: Setting financial goals 41
Chapter 5: Setting financial goals 41
1/19/2025
- Short-term, mid-term, and long-term financial goals 42
- Short-term, mid-term, and long-term financial goals 42
1/19/2025
- Strategies for achieving financial goals through budgeting 48
- Strategies for achieving financial goals through budgeting 48
1/19/2025
Chapter 6: Budgeting for debt repayment 52
Chapter 6: Budgeting for debt repayment 52
1/19/2025
- Strategies for allocating funds towards debt repayment 53
- Strategies for allocating funds towards debt repayment 53
1/19/2025
- Tips for paying off debt faster 57
- Tips for paying off debt faster 57
1/19/2025
Chapter 7: Saving and investing 60
Chapter 7: Saving and investing 60
1/19/2025
- How to set up a savings plan 61
- How to set up a savings plan 61
1/19/2025
- Basics of investing and growing your money 66
- Basics of investing and growing your money 66
1/19/2025
Chapter 8: Adjusting the budget 70
Chapter 8: Adjusting the budget 70
1/19/2025
- Methods for adjusting the budget as financial circumstances change 71
- Methods for adjusting the budget as financial circumstances change 71
1/19/2025
- Strategies for staying on track with your budgeting plan 76
- Strategies for staying on track with your budgeting plan 76
1/19/2025
Chapter 9: Implementing a budgeting plan 81
Chapter 9: Implementing a budgeting plan 81
1/19/2025
- Practical tips for sticking to your budget 82
- Practical tips for sticking to your budget 82
1/19/2025
- Steps for making budgeting a habit 87
- Steps for making budgeting a habit 87
1/19/2025
Chapter 10: A budgeting plan for different life stages 90
Chapter 10: A budgeting plan for different life stages 90
1/19/2025
- Budgeting tips for students, young professionals, families, and retirees 91
- Budgeting tips for students, young professionals, families, and retirees 91
1/19/2025
- Tailoring your budgeting plan to your specific needs 95
- Tailoring your budgeting plan to your specific needs 95
1/19/2025
Chapter 11: Budgeting for emergencies 100
Chapter 11: Budgeting for emergencies 100
1/19/2025
- Creating an emergency fund 101
- Creating an emergency fund 101
1/19/2025
- Strategies for handling unexpected expenses 105
- Strategies for handling unexpected expenses 105
1/19/2025
Chapter 12: Managing money mindfully 110
Chapter 12: Managing money mindfully 110
1/19/2025
- The psychology of spending and saving 111
- The psychology of spending and saving 111
1/19/2025
- How mindfulness can improve financial habits 117
- How mindfulness can improve financial habits 117
1/19/2025
Chapter 13: Overcoming common budgeting challenges 121
Chapter 13: Overcoming common budgeting challenges 121
1/19/2025
- Dealing with budgeting setbacks 122
- Dealing with budgeting setbacks 122
1/19/2025
- Strategies for staying motivated to reach financial goals 128
- Strategies for staying motivated to reach financial goals 128
1/19/2025
Chapter 14: Celebrating financial milestones 132
Chapter 14: Celebrating financial milestones 132
1/19/2025
- Recognizing and celebrating achievements in your budgeting plan 133
- Recognizing and celebrating achievements in your budgeting plan 133
1/19/2025
- Using milestones to stay motivated and maintain financial discipline 138
- Using milestones to stay motivated and maintain financial discipline 138
1/19/2025
Chapter 15: Conclusion 142
Chapter 15: Conclusion 142
1/19/2025
- Recap of the importance of budgeting 143
- Recap of the importance of budgeting 143
1/19/2025
- Encouragement to continue working towards financial success through a personalized budgeting plan 147
- Encouragement to continue working towards financial success through a personalized budgeting plan 147
1/19/2025